Ensure that banks acquiring failed institutions pay a fair price to protect the deposit insurance fund.
One policy goal, tracked across every bill that has carried it.
What’s happening with Failing Bank Acquisition Fairness Act?
The Failing Bank Acquisition Fairness Act, known as H.R. 6556, reached the Union Calendar on February 1, 2026, and is scheduled for a full House vote during the week of July 13, 2026. The House of Representatives must now act to pass the bill, though the limited availability of floor time remains a binding constraint. While reaching this stage is a significant milestone that most legislation fails to achieve, the bill saw no recorded progress between February 1, 2026, and July 2026.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Failing Bank Acquisition Fairness Act (H.R. 6556 (119th)) →
Legislative Progress
Next up: The House · Nothing moves until they act.
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 3914 (118th), which died when its Congress ended.
H.R. 3914 (118th) →
Vehicles
Who’s behind it
Stephen Lynch (D-MA)Wrote and sponsored the current bill.