Senate Expands Free Credit Monitoring to All Military Personnel
June 12, 2025 – March 10, 2026
Where Things Stand
The legislation is currently held at the desk following Senate passage, with its next steps depending on House consideration. Once signed into law, it will mandate free credit monitoring for all military members, including the National Guard and Reserves, starting one year after enactment. This change will provide financial fraud protection to thousands of service members currently excluded from federal requirements.
The Facts
How We Got Here
Mar 15, 2026The Senate passed the Servicemembers’ Credit Monitoring Enhancement Act to broaden financial protections for the military. [S. 2074]
Mar 15, 2026Senator Amy Klobuchar announced the bipartisan success of the bill, emphasizing its role in securing military family finances. [This]
Mar 2026The legislation was introduced to close a loophole in federal law that limited free credit monitoring to active-duty personnel. [S. 2074]
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