Main Street Depositor Protection Act
March 25 – March 25, 2026
Senators Hagerty and Alsobrooks, along with Representative Lucas, have introduced the Main Street Depositor Protection Act to increase FDIC insurance coverage for non-interest-bearing business accounts at community banks from $250,000 to $5 million.
Policies
Sen. Hagerty and Sen. Alsobrooks Introduce Bill to Raise FDIC Insurance to $5 Million for Checking Accounts
S. 4198
Rep. Lucas Introduces Bill to Insure Up to $5 Million in Business Checking Accounts
H.R. 8087
Senate Bill Would Raise FDIC Insurance to $10M for Business Checking Accounts at Community Banks
S. 2999
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