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Congress·In Committee·S.J.Res. 178

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Procedures for Supervisory Designation Proceedings".

Financial Oversight: Rules for Private Companies

This bill is currently in the early stages of the legislative process. It has been sent to the Senate Committee on Banking, Housing, and Urban Affairs for review. No further actions are scheduled at this time.

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Legislative Progress

Senate
House
President
Law
Unlikely to pass

This is a special vote used to challenge agency rules. It rarely passes unless the majority party in Congress is trying to block an action taken by an agency they do not trust.

Key Points

  • This resolution seeks to overturn a decision by the Bureau of Consumer Financial Protection to cancel its own oversight rules. It targets a specific action that removed procedures for identifying which private financial companies need federal supervision.
  • The goal is to maintain a clear process for the government to monitor financial businesses that are not traditional banks. This includes companies that offer services like private student loans or payday lending.
  • If this measure passes, the agency would be forced to keep its previous standards for deciding when a company's activities are risky enough to require regular government inspections.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions
Apr 13, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Apr 13, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Procedures for Supervisory Designation Proceedings".

Bill NumberSJRES 178
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Analysis generated by AI. Always verify with official sources.