A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".
Nursing Home Debt: Restoring Consumer Protections
This bill is currently in the early stages of the legislative process. It was recently introduced and sent to the Senate Committee on Banking, Housing, and Urban Affairs for review. No further actions are scheduled at this time.
Legislative Progress
This type of resolution faces a difficult path because it needs to pass both chambers of Congress and would likely be vetoed if the administration supports the agency's original decision.
Key Points
- This resolution aims to restore federal rules that protect families from being pressured to pay for a relative's nursing home care.
- The Bureau of Consumer Financial Protection recently removed these protections, which were meant to stop debt collectors from using illegal tactics against family members.
- Federal law usually prevents nursing homes from making a family member responsible for a resident's bill, but some facilities still try to collect from them anyway.
- If this resolution passes, it would cancel the agency's decision and ensure that families are not held responsible for debts they do not legally owe.
Impact Analysis
Govbase has not yet run an impact analysis on this legislation.
Milestones
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
News
No related news coverage found for this legislation yet.
Source Information
Document Type
Congressional Bill
Official Title
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".
Data Sources
Sponsor
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