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Congress·In Committee·S.J.Res. 145

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Sen. Wyden Introduces Resolution to Block CFPB From Removing Credit Privacy Rules

This bill is currently in the early stages of the legislative process. It has been sent to the Senate Committee on Banking, Housing, and Urban Affairs for review. No further actions are scheduled at this time.

Legislative Progress

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Key Points

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Impact Analysis

Personal Impact

People with criminal records often face extra scrutiny during background and credit checks. Keeping the CFPB's original permissible purpose rules in place would help ensure that credit reports are only pulled for legally valid reasons, reducing the risk of broader data access that could further disadvantage this group in housing or employment situations.

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ImpactCertaintyScopeDurationSentiment

Milestones

2 milestones2 actions
Mar 25, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Mar 25, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Bill NumberSJRES 145
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Analysis generated by AI. Always verify with official sources.