Congress·In Committee·H.J.Res. 165

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Credit Reporting: Blocking Changes to Consumer Privacy Rules

Apr 30·View on Congress.gov·Read full text

Part of: Rep. Pettersen introduced H.J.Res. 165 to overturn a CFPB decision that withdrew

Next up: A house committee

This bill is in the House Committee on Financial Services where it has been since April 29, 2026. The House committee must act next for the bill to move forward, but it is not showing signs of progress. A similar bill in the Senate, known as bill 119-sjres-145, is also not moving.

Companion bill: Sen. Wyden Introduces Resolution to Block CFPB From Removing Credit Privacy Rules →

Legislative Progress

House

Senate

President

Law

Unlikely to pass

These types of resolutions are often used as a protest and rarely get enough votes to pass both the House and Senate and then get signed.

Key Points

This resolution tries to stop the government from canceling an older set of credit reporting rules. It specifically targets a decision by the Bureau of Consumer Financial Protection to withdraw previous privacy protections.
If this passes, it would keep older rules in place that limit when companies can look at your credit report. This is meant to protect consumers from having their financial data shared too easily.
This matters because it affects your privacy. It helps decide who can see your financial past when you are trying to rent an apartment, get a credit card, or apply for a job.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Apr 30, 2026House

Referred to the House Committee on Financial Services.

Apr 30, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Bill NumberHJRES 165

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Financial Services.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Analysis generated by AI. Always verify with official sources.