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Congress·In Committee·S. 4308

A bill to prohibit the Export-Import Bank of the United States from providing financing to persons with seriously delinquent tax debt.

Export-Import Bank: Ban on Loans for People with Unpaid Taxes

Legislative Progress

Senate
House
President
Law
Unlikely to pass

While the idea of blocking tax debtors from federal aid is often popular, most individual bills introduced without a large group of bipartisan supporters fail to move past the committee stage.

Key Points

  • This bill would stop the Export-Import Bank from giving loans or financial help to anyone who owes a significant amount of unpaid federal taxes. It also blocks funding for entire projects if any of the people or businesses involved in the project are behind on their taxes.
  • To enforce this rule, the bank would be required to check government databases and work with the IRS to see if an applicant is in debt. A debt is considered seriously delinquent if the government has already decided the amount is owed and has the right to take property or go to court to collect it.
  • The bill includes protections for people who are trying to do the right thing. Those who are currently paying off their debt through an official payment plan or who are in the middle of a legal hearing about their taxes would still be allowed to receive bank financing.
  • The President would have the power to waive this rule in rare cases if there is an urgent and compelling reason that affects the interests of the country. If a waiver is used, the President must send a report to Congress within 30 days explaining why the exception was made.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions
Apr 15, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Apr 15, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

A bill to prohibit the Export-Import Bank of the United States from providing financing to persons with seriously delinquent tax debt.

Bill NumberS 4308
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Analysis generated by AI. Always verify with official sources.