Repair Abuses of MSP Payments (RAMP) Act

Key Points

• This bill allows people or organizations to sue group health plans if those plans fail to pay for medical costs they are supposed to cover before Medicare steps in.
• Under current rules, if a person has both a private health plan and Medicare, the private plan is often the 'primary payer' that must pay first. This bill ensures those private plans can be held legally accountable in court if they do not pay their share.
• The goal is to protect the Medicare program from paying bills that should be covered by private insurance companies. This helps save taxpayer money and keeps the Medicare program's finances more stable.
• By specifically naming 'group health plans' as targets for these lawsuits, the bill makes it easier for the government or individuals to recover money when a private insurer avoids its payment responsibilities.

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