Congress·In Committee·S. 3816
Repair Abuses of MSP Payments (RAMP) Act
Medicare Payments: Lawsuits Against Health Plans
Legislative Progress
Senate
Key Points
- This bill allows people or organizations to sue group health plans if those plans fail to pay for medical costs they are supposed to cover before Medicare steps in.
- Under current rules, if a person has both a private health plan and Medicare, the private plan is often the 'primary payer' that must pay first. This bill ensures those private plans can be held legally accountable in court if they do not pay their share.
- The goal is to protect the Medicare program from paying bills that should be covered by private insurance companies. This helps save taxpayer money and keeps the Medicare program's finances more stable.
- By specifically naming 'group health plans' as targets for these lawsuits, the bill makes it easier for the government or individuals to recover money when a private insurer avoids its payment responsibilities.
Impact Analysis
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Milestones
2 milestones2 actions
Feb 10, 2026
Read twice and referred to the Committee on Finance.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Feb 10, 2026
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
News
No related news coverage found for this legislation yet.
Source Information
Document Type
Congressional Bill
Official Title
Repair Abuses of MSP Payments (RAMP) Act
Bill NumberS 3816
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.
Data Sources
Sponsor
Cosponsors
(1)D: 1
Analysis generated by AI. Always verify with official sources.