A senate committee must act next: committee consideration.
Legislative Progress
Senate
House
President
Law
Could go either way
Bipartisan support from both parties makes this more likely to pass, though it is currently in the early stages of the legislative process.
Key Points
This bill changes tax rules to exempt multiemployer retirement plans from federal requirements that automatically sign up workers for savings accounts. Multiemployer plans are often run by unions and cover workers across many different companies in the same industry, such as construction or trucking.
Under current law, most new retirement plans must automatically take a portion of a worker's paycheck for savings unless the employee chooses to opt out. This bill would treat multiemployer plans like government and church plans, which are already allowed to skip this automatic process.
The change is intended to help industries where workers move between different employers frequently, making automatic enrollment difficult to manage. If passed, these rules would apply to tax years starting after December 31, 2024.
Impact Analysis
Govbase has not yet run an impact analysis on this legislation.
Milestones
2 milestones2 actions
Jan 12, 2026Senate
Read twice and referred to the Committee on Finance.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Jan 12, 2026
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
No votes, news coverage, or related bills recorded for this bill yet.
Source Information
Document Type
Congressional Bill
Official Title
Multiemployer Plan Relief Act
Bill NumberS 3615
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.
