UNLOCK Housing Act

Key Points

• This bill changes federal law to let local governments use grant money to build brand-new houses and apartments. Right now, these specific federal funds are usually restricted to fixing up old buildings or improving neighborhood streets, rather than building new homes from the ground up.
• The plan focuses on creating homes for people with low or moderate incomes. This is meant to help families who are priced out of their local housing markets or live in areas where there simply aren't enough places to rent or buy.
• Local cities, states, and tribal governments would be able to use this money directly. They could choose to work with nonprofit organizations or manage the construction projects themselves to increase the number of affordable homes available in their communities.