Congress·In Committee·S. 3169

Sens. Kim and McCormick Introduce UNLOCK Housing Act to Build New Low-Income Homes

UNLOCK Housing Act

4 months ago·View on Congress.gov

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Stalled

No legislative action in over 90 days.

Legislative Progress

Senate

House

President

Law

Key Points

This bill changes federal law to let local governments use grant money to build brand-new houses and apartments. Right now, these specific federal funds are usually restricted to fixing up old buildings or improving neighborhood streets, rather than building new homes from the ground up.
The plan focuses on creating homes for people with low or moderate incomes. This is meant to help families who are priced out of their local housing markets or live in areas where there simply aren't enough places to rent or buy.
Local cities, states, and tribal governments would be able to use this money directly. They could choose to work with nonprofit organizations or manage the construction projects themselves to increase the number of affordable homes available in their communities.

Housing

Impact Analysis

Personal Impact

Who is affectedScoreImpactCertaintyScopeDurationSentiment

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions

Nov 10, 2025Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Nov 10, 2025

Introduced in Senate

Related News

6 articles

HousingWire·6 months ago

New bill aims to 'unlock' affordable housing funding

U.S. Reps. Sam Liccardo and Mike Flood introduced the UNLOCK Act to loosen restrictions on Community Development Block Grant (CDBG) funds, allowing municipalities to use federal money for new affordable housing construction rather than just rehabilitation.

San José Spotlight·6 months ago

Mountain View inspires Liccardo to introduce federal housing bill

The UNLOCK Act, inspired by recommendations from the city of Mountain View, would provide local governments with more flexibility to use CDBG funds for building new affordable homes, bypassing decades-old restrictions that prioritized urban blight and building repairs.

CL+

Mountain View Voice·6 months ago

Mountain View inspires Liccardo to introduce federal housing legislation

The bipartisan UNLOCK Act aims to broaden the types of organizations that can use CDBG funds for new construction, removing the requirement for cities to have an adopted revitalization plan or work exclusively with federally certified community-based development organizations.

Related Bills

1 bill

H.R. 5105Related bill

UNLOCK Act

Sep 3 — Referred to the House Committee on Financial Services.

Source Information

Document Type

Congressional Bill

Official Title

UNLOCK Housing Act

Bill NumberS 3169

Congress119th Congress

ChamberSenate

Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Cosponsors

(2)

D: 1R: 1

Data Sources

Congress.gov

Official legislative information

Analysis generated by AI. Always verify with official sources.