Congress·In Committee·S. 2223

Investing in Main Street Act of 2025

Small Business Investment: Raising Bank Investment Limits

A bill to amend the Small Business Investment Act of 1958 to increase the amount that may be invested in small business investment companies.

Jul 9, 2025·View on Congress.gov·Read full text

Next up: A senate committeeNo action in 12 months

A senate committee must act next: committee consideration.

Legislative Progress

Senate

House

President

Law

Likely to pass

This bill has support from both Republicans and Democrats and helps small businesses without using taxpayer money. These types of bills usually have a good chance of passing.

Key Points

This bill allows banks to invest more of their money into Small Business Investment Companies. These are private firms that use their own money and government-backed loans to help small American businesses grow.
Right now, banks can only invest 5 percent of their money into these programs. This bill would raise that limit to 15 percent. This change could unlock billions of dollars for new companies and startups.
The main goal is to help small businesses get the money they need to hire more people and expand. By letting banks invest more, the government hopes to create more jobs in local communities.
This update changes a law from 1958 to better fit how banks work today. It does not use taxpayer money because it only changes the rules for how private banks spend their own funds.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Jul 9, 2025Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Jul 9, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

A bill to amend the Small Business Investment Act of 1958 to increase the amount that may be invested in small business investment companies.

Bill NumberS 2223

Congress119th Congress

ChamberSenate

Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(5)

D: 3R: 2

Analysis generated by AI. Always verify with official sources.