Gun Sales: Credit Card Privacy Rules
A senate committee must act next: committee consideration.
This bill has only Republican support and would likely face a filibuster or opposition from Democrats who favor more transparency in gun sales.
Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
Firearms retailers, a small subset of small businesses, would no longer be singled out with a distinct merchant category code that some worried could lead to differential treatment by payment processors, banks, or regulators. The bill also gives them a formal complaint process through the Attorney General if a network or covered entity violates the rule.
“not later than 90 days after the date of enactment of this Act, establish a process for a person, including a firearms retailer, to submit to the Attorney General a complaint relating to an alleged violation of this section.”
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.

The U.S. House passed H.R. 1181, the Protecting Privacy in Purchases Act, in a 221-201 vote. The bill, sponsored by Rep. Riley Moore, prohibits credit card companies from using specific merchant codes to track gun and ammo sales, which supporters call a 'backdoor gun registry.'
Approved in a 221-201 vote with five Democrats joining Republicans, the Protecting Privacy in Purchases Act blocks the use of firearm-specific merchant codes. The bill's sponsor, Rep. Riley Moore, stated it ensures a federal gun registry can never be created through transaction data.
No votes or related bills recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Protecting Privacy in Purchases Act
Analysis generated by AI. Always verify with official sources.