Disaster Housing Reform for American Families Act

Key Points

• This bill creates a five-year test program to build temporary homes for people who lose their housing during a major disaster. These homes would be modular or manufactured buildings with up to four units each.
• To ensure people get help quickly, the housing must be ready for families to move in within 90 to 120 days after a disaster is officially declared.
• The program allows these temporary buildings to be turned into permanent homes later. Once the disaster emergency ends, the homes can be given to local affordable housing groups or nonprofits to help the community long-term.
• The plan requires these homes to meet strict safety and flood standards to protect residents from future storms, though some rules can be waived to get the housing built faster.
• The bill also helps disaster survivors buy their own homes by providing money to cover closing costs when they get a mortgage through a federal affordable housing program.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.