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Congress·Reported·H.Res. 1007

AI in Banking and Housing: House Policy Goals

Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

8 days ago·View on Congress.gov·Read full text

This resolution has been reported by the House Committee on Financial Services and is now waiting for a vote on the House floor. It is currently placed on the House Calendar, meaning it is actively moving through the legislative process. There is no companion bill mentioned for this resolution.

Legislative Progress

House
Senate
President
Law

Key Points

  • The House is outlining how the government should handle artificial intelligence (AI) in the banking and housing industries. The goal is to encourage new technology while making sure it is safe for consumers and investors.
  • The plan emphasizes that banks and landlords must still follow anti-discrimination laws even when using AI. This addresses concerns that computer programs might unfairly deny people loans or housing based on their background.
  • Lawmakers want to ensure that new regulations do not make things too expensive for small community banks or rural lenders. They want to make sure these smaller businesses can still compete with giant financial companies.
  • The resolution calls for better cybersecurity to protect against hackers using AI. It also asks regulators to study how AI might affect the workforce and whether current privacy laws are strong enough to protect personal financial data.

Milestones

2 milestones6 actions
Mar 19, 2026House

Placed on the House Calendar, Calendar No. 67.

Mar 19, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-559.

Jan 22, 2026House

Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0.

Jan 22, 2026House

Committee Consideration and Mark-up Session Held

Jan 16, 2026House

Referred to the House Committee on Financial Services.

Source Information

Document Type

Congressional Bill

Official Title

Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

Bill NumberHRES 1007
Congress119th Congress
ChamberHouse of Representatives
Latest ActionPlaced on the House Calendar, Calendar No. 67.
Read Full Bill Text

Sponsor

Cosponsors

(3)
D: 2R: 1

Analysis generated by AI. Always verify with official sources.