Congress·Reported·H.Res. 1007

Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

AI in Banking and Housing: House Policy Goals

Mar 19·View on Congress.gov·Read full text

Next up: The House

This bill is currently on the House calendar after being approved by the Financial Services Committee in March 2026. It is now waiting for the full House to schedule a vote, but no action has taken place on the floor since March 2026. Because there has been no progress for three months, the bill is considered stalled.

Legislative Progress

House

Senate

President

Law

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.Res. 1600 (118th), which died when its Congress ended.
H.Res. 1600 (118th) →

Key Points

The House is outlining how the government should handle artificial intelligence (AI) in the banking and housing industries. The goal is to encourage new technology while making sure it is safe for consumers and investors.
The plan emphasizes that banks and landlords must still follow anti-discrimination laws even when using AI. This addresses concerns that computer programs might unfairly deny people loans or housing based on their background.
Lawmakers want to ensure that new regulations do not make things too expensive for small community banks or rural lenders. They want to make sure these smaller businesses can still compete with giant financial companies.
The resolution calls for better cybersecurity to protect against hackers using AI. It also asks regulators to study how AI might affect the workforce and whether current privacy laws are strong enough to protect personal financial data.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones6 actions

Mar 19, 2026House

Placed on the House Calendar, Calendar No. 67.

The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.

Mar 19, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-559.

Jan 22, 2026House

Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0.

The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.

Jan 22, 2026House

Committee Consideration and Mark-up Session Held

Jan 16, 2026House

Referred to the House Committee on Financial Services.

No votes, news coverage, or related bills recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

Bill NumberHRES 1007

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the House Calendar, Calendar No. 67.