Veteran’s Surviving Spouse Parity Act of 2026

Key Points

• This bill changes tax laws to help the husbands and wives of military veterans buy homes. It specifically focuses on people whose spouses served in the military and have passed away.
• Currently, veterans do not have to wait three years after owning a home to qualify for certain low-interest mortgage programs. This bill gives that same privilege to their surviving spouses.
• The goal is to make it easier for military families to find affordable housing. It removes a rule that often forces people to wait years before they can get help with a new home loan.
• If passed, these new rules would start for home loans and mortgage certificates issued after December 31, 2026. The Treasury Department would work with the Department of Veterans Affairs to set the specific rules.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.