Congress·In Committee·H.R. 9743

TRUTH in Coverage Act of 2026

Health Insurance: Coverage for Reversing Gender Procedures

Jul 16·View on Congress.gov·Read full text

Part of: TRUTH in Coverage Act of 2026

Next up: A house committee

The House of Representatives referred this bill to three different committees on July 16, 2026. It has not moved since that date, and it must receive a vote from these committees before it can proceed further. Most bills do not move past this stage of the process.

Companion bill: Health Insurance: Coverage for Reversing Gender-Affirming Care →

Legislative Progress

House

Senate

President

Law

Unlikely to pass

This bill has only Republican support and deals with a very controversial topic. It is unlikely to get the votes needed to pass the Senate or be signed into law under the current political divide.

How we got here

This bill’s path across every version that has carried it.

Companion
Identical companion bill S. 5030 (119th) was introduced in the other chamber.
S. 5030 (119th) →

Key Points

This bill requires health insurance companies to cover medical care for people who want to reverse or treat complications from gender-related surgeries and treatments. If a plan covers gender-affirming care, it must also pay for what the bill calls restorative care.
Restorative care includes treatments for things like fertility loss, bone density issues, and surgical complications. It also covers mental health services for people experiencing regret or trauma after their initial procedures.
Insurance companies would have to provide this coverage even if they did not pay for the original gender-related treatment. They also cannot charge higher copays or set stricter limits for this care than they do for other medical surgeries.
The bill defines sex as being male or female based on biology at birth. It lists many specific procedures that would trigger these coverage requirements, such as puberty blockers, hormone therapy, and various surgeries.
This policy would apply to most private and group health insurance plans starting in 2027. It aims to ensure that patients who experience harm or change their minds have access to the medical help they need to return to their original physical state.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Jul 16, 2026House

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Jul 16, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

TRUTH in Coverage Act of 2026

Bill NumberHR 9743

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.