Rep. Fields Introduces Bipartisan NFIP Premium Transparency Act to Reveal Hidden Flood Insurance Costs
This bill is in the House Committee on Financial Services where it has been since June 28, 2026. The committee must review the bill before it can move forward, but no further action has occurred since it was introduced. It is currently stalled because most bills do not receive a committee vote.
The bill has bipartisan support and addresses a common complaint about rising insurance costs, but flood insurance reform often gets stuck in larger budget debates.
This bill’s path across every version that has carried it.
Reintroduced
Reintroduced from H.R. 9726 (118th), which died when its Congress ended.
H.R. 9726 (118th) →Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
Farm and ranch properties located in floodplains that carry NFIP policies on structures would also benefit from the new disclosure requirements and rate transparency tool, though this is a smaller slice of NFIP's overall policyholder base compared to residential owners.
Referred to the House Committee on Financial Services.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
No votes, news coverage, or related bills recorded for this bill yet.
Document Type
Congressional Bill
Official Title
NFIP Premium Transparency Act
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