Congress·In Committee·H.R. 9111

Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2026

Student Loan Bankruptcy: Legal Fee Protections

Jun 2·View on Congress.gov·Read full text

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

Next up: A house committee

This bill is currently in the early stages of the legislative process after being sent to the House Committee on the Judiciary. It is actively moving forward, but no future hearings or votes have been scheduled yet. There is no companion bill for this legislation at this time.

Legislative Progress

House

Senate

President

Law

Unlikely to pass

This bill was introduced by a single representative and faces a long road through the committee process where most similar bills fail to move forward.

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.R. 306 (118th), which died when its Congress ended.
H.R. 306 (118th) →

Key Points

This bill helps people with student loans who are going through bankruptcy. It allows them to ask the court to make lenders pay for their legal bills if the lender tries to block debt relief without a good reason.
Right now, it is very hard to get student loans erased in bankruptcy because borrowers have to prove undue hardship. This process is often expensive and lenders have more money for lawyers than the people filing for bankruptcy.
The goal is to stop lenders from using aggressive legal tactics to keep people in debt. If a judge finds that a lender's opposition to the borrower was not justified, the lender must pay the borrower's attorney fees and court costs.
These new rules would only apply to bankruptcy cases that start after the bill becomes law. It does not change the actual requirements for getting loans forgiven, but it makes the legal process more fair for the borrower.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Jun 2, 2026House

Referred to the House Committee on the Judiciary.

Jun 2, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes, news coverage, or related bills recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2026

Bill NumberHR 9111

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on the Judiciary.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Analysis generated by AI. Always verify with official sources.