American Reserve Modernization Act of 2026

Key Points

• The bill creates a Strategic Bitcoin Reserve within the Treasury Department to securely store all Bitcoin the federal government currently holds or acquires through forfeitures and penalties. This treats Bitcoin as a long-term national asset, similar to how the U.S. maintains gold reserves.
• Once Bitcoin enters the reserve, the government cannot sell, swap, or auction it for at least 20 years. After that period ends, the Treasury can recommend selling no more than 10 percent of holdings during any two-year window to avoid disrupting the market.
• Non-Bitcoin digital assets seized by the government go into a separate Digital Asset Stockpile. The Treasury can sell or convert these assets, but the money must go toward buying more Bitcoin for the reserve or reducing the national debt.
• The Treasury must publish quarterly public reports proving it actually controls the Bitcoin it claims to hold, using cryptographic verification. An independent auditor and the Government Accountability Office will provide additional oversight.
• States can voluntarily store their own Bitcoin in the federal reserve through segregated accounts, keeping full ownership of their holdings. The bill also explicitly protects private citizens' rights to hold and control their own Bitcoin and digital assets.