Congress·In Progress·H.R. 8141

Fair Credit Reporting Reseller Accuracy Act

Credit Reports: New Accuracy Rules for Data Resellers

3 months ago·View on Congress.gov·Read full text

Next up: A house committee

This bill was recently introduced and is currently being reviewed by the House Committee on Financial Services. It is in the early stages of the legislative process and is considered active. There are no upcoming votes scheduled at this time.

Legislative Progress

House

Senate

President

Law

Could go either way

This bill has support from both parties, which helps its chances. However, most bills introduced in the House never make it to a final vote or through the Senate.

Key Points

This bill focuses on companies known as resellers that buy credit data from big agencies and sell it to others like landlords or small lenders. It requires these middleman companies to use better checks to make sure the data they share is correct.
If you have ever had a mistake on a credit report that came from a background check or screening company, this law aims to fix that. It forces these companies to double check that the information belongs to the right person before they pass it along to a third party.
The bill also protects these companies from being sued as long as they accurately report exactly what they received from the main credit agencies. This helps balance the new rules so companies can still operate without constant legal threats for mistakes made by others.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

3 milestones4 actions

Jun 30, 2026House

Ordered to be Reported (Amended) by Voice Vote.

The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.

Jun 30, 2026House

Committee Consideration and Mark-up Session Held

Mar 27, 2026House

Referred to the House Committee on Financial Services.

Mar 27, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes, news coverage, or related bills recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Fair Credit Reporting Reseller Accuracy Act

Bill NumberHR 8141

Congress119th Congress

ChamberHouse of Representatives

Latest ActionOrdered to be Reported (Amended) by Voice Vote.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(3)

D: 1R: 2

Analysis generated by AI. Always verify with official sources.