Congress·In Committee·H.R. 7504

Housing for America’s Middle Class Act of 2026

Middle-Class Housing: Study and Definition

Feb 11·View on Congress.gov·Read full text

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

Next up: A house committee

This bill is currently sitting in the House Financial Services and Ways and Means committees. Nothing has happened with the proposal since February 10, 2026. Because no action has occurred for four months, the bill is considered stalled.

Legislative Progress

House

Senate

President

Law

Could go either way

This bill has support from both parties and costs very little because it is a study, but it still needs to move through several committees before it can pass.

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.R. 6552 (118th), which died when its Congress ended.
H.R. 6552 (118th) →

Key Points

This bill asks the government to study why housing is becoming too expensive for middle-class families. It focuses on people who earn too much for low-income help but still struggle to pay for a home near their jobs or schools.
The study will look for gaps in current federal programs, like tax credits and grants, that leave out middle-income workers. It will also identify parts of the country where housing is hardest to afford for these families.
A major goal is to create an official federal definition for workforce housing. Having a clear definition would make it easier for the government to create new rules or incentives that specifically help middle-class workers find homes.
The report is due within six months of the bill becoming law. It will include suggestions on how to change federal policies to encourage more building of homes that middle-class families can actually afford.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Feb 11, 2026House

Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Feb 11, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Housing for America’s Middle Class Act of 2026

Bill NumberHR 7504

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(1)

D: 1

Analysis generated by AI. Always verify with official sources.