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Congress·In Committee·3 months ago

Small Business Loans: Study to Speed Up and Improve Payouts

Also known as: Main Street Lending Improvement Act of 2025

Legislative Progress

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House
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Key Points

  • Congress would require the Government Accountability Office to study how fast small business loan money gets paid out.
  • The study would look at 2021–2024 loan processing times, approval rates, and average loan amounts in regions that include Appalachia.
  • It would compare Appalachian parts of those regions with the non-Appalachian parts to see if there are gaps in access or delays.
  • Within 1 year of the law taking effect, the agency would brief Congress on progress; within 2 years it would deliver a public report.
  • The report must recommend ways to make loans easier to access, cut wait times, and give applicants clearer status updates during processing.
Small BusinessEconomy

Milestones

2 milestones2 actions
Dec 10, 2025House

Referred to the House Committee on Small Business.

Dec 10, 2025

Introduced in House

Source Information

Document Type

Congressional Bill

Official Title

Main Street Lending Improvement Act of 2025

Bill NumberHR 6600
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the House Committee on Small Business.

Sponsor

Cosponsors

(1)
R: 1

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