National Infrastructure Investment Corporation Act of 2025

Key Points

• The bill creates a new government corporation to make loans and loan guarantees for big infrastructure projects, like roads, water systems, energy, and telecom, that are too costly for states or cities to finance alone.
• Instead of relying only on tax dollars, the Corporation would borrow up to $5 billion per year from pension funds between 2026 and 2030, paying those funds back at an interest rate between 3 and 4 percent.
• A seven-member board would run the Corporation, appointed by the president and congressional leaders from both parties, with members required to have infrastructure, finance, or government experience and to represent different regions, including rural areas.
• Before any loan is finalized, Congress gets a 60-day window to review and, if it chooses, block the specific project with a joint resolution.
• Congress justifies the bill by pointing to a national infrastructure grade of C and a $3.7 trillion repair backlog that current funding cannot cover.