Congress·In Committee·H.R. 2362

VA Home Loan Disclaimer Added to Mortgage Application

VA Home Loan Awareness Act of 2025

⏸

Stalled

No legislative action in over 90 days.

Legislative Progress

House

Senate

President

Law

This would require mortgage forms to include a note telling people who served in the military they may qualify for a VA home loan.
The federal housing finance regulator would have 6 months after the law takes effect to order the change for the standard home loan application form.
The disclaimer would appear right below the question that asks if the borrower has military service.
Within 18 months, the Government Accountability Office would report to Congress on whether most lenders using the form added the disclaimer.
Goal: make sure veterans and service members don’t miss out on a VA home loan option when shopping for a mortgage.

HousingVeteransConsumer Protection

2 milestones2 actions

Mar 26, 2025House

Referred to the House Committee on Financial Services.

Mar 26, 2025

Introduced in House

1 bill

VA Home Loan Awareness Act of 2025

Jan 16 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Document Type

Congressional Bill

Official Title

VA Home Loan Awareness Act of 2025

Bill NumberHR 2362

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Financial Services.

(23)

D: 13R: 10

Congress.gov

Official legislative information

Analysis generated by AI. Always verify with official sources.