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Congress·In Committee·11 months ago

VA Home Loan Disclaimer Added to Mortgage Application

Also known as: VA Home Loan Awareness Act of 2025

Legislative Progress

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Key Points

  • This would require mortgage forms to include a note telling people who served in the military they may qualify for a VA home loan.
  • The federal housing finance regulator would have 6 months after the law takes effect to order the change for the standard home loan application form.
  • The disclaimer would appear right below the question that asks if the borrower has military service.
  • Within 18 months, the Government Accountability Office would report to Congress on whether most lenders using the form added the disclaimer.
  • Goal: make sure veterans and service members don’t miss out on a VA home loan option when shopping for a mortgage.
HousingVeteransConsumer Protection

Milestones

2 milestones2 actions
Mar 26, 2025House

Referred to the House Committee on Financial Services.

Mar 26, 2025

Introduced in House

Source Information

Document Type

Congressional Bill

Official Title

VA Home Loan Awareness Act of 2025

Bill NumberHR 2362
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the House Committee on Financial Services.

Sponsor

Cosponsors

(21)
D: 12R: 9

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.