Congress·In Committee·H.R. 2362

VA Home Loan Awareness Act of 2025

VA Home Loan Disclaimer Added to Mortgage Application

Mar 26, 2025·View on Congress.gov·Read full text

Part of: New Legislation Aims to Boost VA Home Loan Awareness for Veterans

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

StalledNext up: A house committeeNo action in 15 months

This bill is sitting in the House Committee on Financial Services where it has been since March 2025. No action has taken place on this proposal for 15 months. The bill is stalled because the committee must review it before it can move forward.

Legislative Progress

House

No action since March 2025

Senate

President

Law

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.R. 5979 (118th), which died when its Congress ended.
H.R. 5979 (118th) →

Key Points

This would require mortgage forms to include a note telling people who served in the military they may qualify for a VA home loan.
The federal housing finance regulator would have 6 months after the law takes effect to order the change for the standard home loan application form.
The disclaimer would appear right below the question that asks if the borrower has military service.
Within 18 months, the Government Accountability Office would report to Congress on whether most lenders using the form added the disclaimer.
Goal: make sure veterans and service members don’t miss out on a VA home loan option when shopping for a mortgage.

HousingVeteransConsumer Protection

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Mar 26, 2025House

Referred to the House Committee on Financial Services.

Mar 26, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

VA Home Loan Awareness Act of 2025

Bill NumberHR 2362

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Financial Services.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(23)

D: 13R: 10

Analysis generated by AI. Always verify with official sources.