Congress·In Committee·H.R. 1803
Fair Access to Co-ops for Veterans Act of 2025
Veterans Housing: VA Loans for Co-op Apartments
Legislative Progress
House
Key Points
- This bill makes it a permanent rule that veterans can use VA home loans to buy apartments in co-op buildings. Currently, this benefit is often temporary or difficult to access, but this change would make it a standard part of the VA loan program for the long term.
- The Department of Veterans Affairs would be required to create clear, modern rules for these loans. By making the process similar to other common mortgages, it becomes easier for banks to approve loans for veterans who want to live in co-op housing instead of traditional houses.
- To help cover the costs of the program, veterans using a VA loan for a co-op would pay an additional 3.25% fee on top of standard loan costs. The bill also requires the government to run an advertising campaign to ensure veterans, real estate agents, and banks are aware of this housing option.
Impact Analysis
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Milestones
4 milestones6 actions
Feb 24, 2026
Forwarded by Subcommittee to Full Committee by Voice Vote.
Feb 24, 2026
Subcommittee Consideration and Mark-up Session Held
Mar 11, 2025
Subcommittee Hearings Held
Mar 10, 2025
Referred to the Subcommittee on Economic Opportunity.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Mar 3, 2025
Referred to the House Committee on Veterans' Affairs.
Votes
No votes have been recorded for this legislation yet.
News
No related news coverage found for this legislation yet.
Source Information
Document Type
Congressional Bill
Official Title
Fair Access to Co-ops for Veterans Act of 2025
Bill NumberHR 1803
Congress119th Congress
ChamberHouse of Representatives
Latest ActionForwarded by Subcommittee to Full Committee by Voice Vote.
Data Sources
Sponsor
Cosponsors
(4)D: 2R: 2
Analysis generated by AI. Always verify with official sources.