Housing Finance: Planning to End Government Control of Fannie Mae and Freddie Mac
The House Committee on Financial Services is the next group that must review this bill. It has not moved since February 2025. Most bills like this do not receive a committee vote and do not move forward.
While many Republicans support privatizing these entities, the bill currently lacks broad bipartisan support and faces a long road through the committee process.
Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
This bill only forces Treasury to hand over planning documents about ending government control of Fannie Mae and Freddie Mac, it does not actually change how mortgages are issued or priced today. If the eventual plans lead to ending conservatorship, mortgage rates and loan availability could shift for the roughly two-thirds of home loans backed by these two companies, but that outcome is years away and depends on later legislation.
“the Secretary of the Treasury shall submit a report to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate”
Referred to the House Committee on Financial Services.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
The article highlights the introduction of H.R. 1209, the End of GSE Conservatorship Preparation Act of 2025, which directs the U.S. Treasury to present Congress with completed proposals for ending the conservatorships of Fannie Mae and Freddie Mac despite strong earnings.
President Trump confirmed plans to take Fannie Mae and Freddie Mac public while maintaining implicit government guarantees. The move aligns with legislative efforts like the End of GSE Conservatorship Preparation Act to return the entities to private ownership.
The Trump administration is preparing a massive initial public offering for the mortgage giants, potentially valuing them at $500 billion. This follows the policy directive to establish a timeline for ending the Federal Housing Finance Agency's conservatorship.
No votes or related bills recorded for this bill yet.
Document Type
Congressional Bill
Official Title
End of GSE Conservatorship Preparation Act of 2025
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