CLUSTER Act

Key Points

• This bill changes how the government helps people prepare for natural disasters like wildfires or floods. It allows federal money to be used for community hardening, which means making groups of homes stronger and safer all at once instead of just one by one.
• Homeowners in areas at risk of disasters would benefit because their neighborhoods could get funding for coordinated upgrades. This could include things like fire-resistant roofing or better drainage systems that protect several houses in a row.
• The goal is to make entire neighborhoods more resistant to threats. By working on multiple homes together, the government hopes to create a shield effect that is more effective than individual houses trying to protect themselves alone.
• The funding would come from existing disaster relief programs. This does not create a new tax, but it expands what current federal grants can pay for to help prevent future damage in high-risk areas.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.