Protect elderly and vulnerable adults from financial abuse by allowing financial institutions to delay suspicious transactions.
One policy goal, tracked across every bill that has carried it.
What’s happening with Financial Exploitation Prevention Act of 2025?
The House passed H.R. 2478 on June 24, 2026, and the bill now sits with the Senate Committee on Banking, Housing, and Urban Affairs. The Senate must schedule a vote to move the bill forward, but the binding constraint is the need for 60 votes to overcome procedural hurdles. History shows that most bills passing only one chamber fail to become law because the Senate often does not schedule them for a final vote.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Financial Exploitation Prevention Act of 2025 (H.R. 2478 (119th)) →
Legislative Progress
No action since July 2026
Next up: The Senate · Nothing moves until they act.
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 500 (118th), which died when its Congress ended.
H.R. 500 (118th) →Reintroduced · Jan 3, 2025
Reintroduced from S. 1481 (118th), which died when its Congress ended.
S. 1481 (118th) →
Vehicles
Who’s behind it
Ann Wagner (R-MO)Wrote and sponsored the current bill.
