Increase the availability and affordability of property insurance by encouraging more companies to offer coverage.
One policy goal, tracked across every bill that has carried it.
What’s happening with Restoring Competitive Property Insurance Availability Act?
The Restoring Competitive Property Insurance Availability Act is represented by H.R. 1070, which has been in the House Committee on Ways and Means since February 5, 2025. The committee members must act next to hold a hearing or vote, but most bills fail because committees do not take action on them. This bill follows a similar proposal from March 9, 2023, that did not advance before the legislative session ended.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Restoring Competitive Property Insurance Availability Act (H.R. 1070 (119th)) →
Legislative Progress
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 1545 (118th), which died when its Congress ended.
H.R. 1545 (118th) →
Vehicles
Who’s behind it
Clay Higgins (R-LA)Wrote and sponsored the current bill.