Allow lenders to use alternative financial data like utility and rent payments to help people qualify for loans.
One policy goal, tracked across every bill that has carried it.
What’s happening with Expanding Access to Credit through Consumer-Permissioned Data Act?
The bill H.R. 9380 sits with the House Committee on Financial Services as of June 17, 2026. The committee members must hold a vote to move this proposal forward, but most bills fail to receive such a vote and expire in committee. This effort remains stalled because the committee has taken no action since June 17, 2026.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Expanding Access to Credit through Consumer-Permissioned Data Act (H.R. 9380 (119th)) →
Legislative Progress
Next up: A house committee · Nothing moves until they act.
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 10316 (118th), which died when its Congress ended.
H.R. 10316 (118th) →
Vehicles
Who’s behind it
Nikema Williams (D-GA)Wrote and sponsored the current bill.