Increase the number of financial institutions that can offer small loans to consumers.
One policy goal, tracked across every bill that has carried it.
What’s happening with Expanding Access to Lending Options Act?
The Expanding Access to Lending Options Act is stalled in the House Committee on Financial Services as of June 25, 2025. The House committee members must hold a vote to move the bill forward, but most legislation fails because committees do not take action. This effort has seen no progress for 12 months, which is a common outcome for bills in Congress.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Expanding Access to Lending Options Act (H.R. 4167 (119th)) →
Legislative Progress
Next up: A house committee · Nothing moves until they act.
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 6933 (118th), which died when its Congress ended.
H.R. 6933 (118th) →
Vehicles
Who’s behind it
Scott Fitzgerald (R-WI)Wrote and sponsored the current bill.