Exclude forgiven mortgage debt from being counted as taxable income for homeowners.
One policy goal, tracked across every bill that has carried it.
What’s happening with Mortgage Debt Tax Forgiveness Act of 2025?
As of February 3, 2025, H.R. 917 sits in the House Committee on Ways and Means. The committee members must act next to move the bill forward, but most bills fail because they never receive a committee vote. This effort follows a similar bill that expired on January 3, 2025, without reaching a final vote.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Mortgage Debt Tax Forgiveness Act of 2025 (H.R. 917 (119th)) →
Legislative Progress
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 3890 (118th), which died when its Congress ended.
H.R. 3890 (118th) →
Vehicles
Who’s behind it
Julia Brownley (D-CA)Wrote and sponsored the current bill.