Congress Proposes Ban on Large Investment Firms Purchasing Single-Family Homes to Aid Individual Buyers

Large institutional investors — firms owning 1,000+ homes — hold roughly 0.5% of the total U.S. single-family housing stock, while all investors combined own about 20% of single-family homes

All investors combined bought nearly one-third (32%) of homes sold across the U.S. in 2025, but large institutional investors accounted for roughly 1–3% of all purchases

A peer-reviewed study found that for every 1 percentage point of local single-family stock owned by large institutional investors, home purchase prices rise by approximately 1.7%

Urban Institute researchers estimate that many homes sold by institutional investors face ownership barriers for individual buyers — denial rates for renovation financing run at 44% according to federal HMDA data

The U.S. housing shortage reached 4.7 million units in 2025 — roughly 10 times the total number of homes owned by large institutional investors