The Consumer Financial Protection Bureau (CFPB) undoes most 2022 and 2023 rule changes for how it handles its in-house enforcement cases.
Big change: CFPB staff will argue key case-ending motions to the hearing judge, not straight to the CFPB Director, to reduce the “one-person” power problem.
The rule also removes broader pre-hearing depositions and other steps CFPB says could add time and cost for companies pulled into these cases.
Some updates stay: clearer deadline counting (many 10-day windows became 14 days) and allowing electronic copies of case documents instead of in-person inspection.
For most people, this won’t change day-to-day banking right away, but it can affect how fast and how fairly CFPB cases move when the agency goes after financial firms.
