Congress·In Committee·S.J.Res. 153

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".

Bank Fees: Protecting Consumers from Bounced Check Charges

Mar 26·View on Congress.gov·Read full text

Next up: A senate committee

This bill is currently in the early stages of the legislative process. It has been sent to the Senate Committee on Banking, Housing, and Urban Affairs for review. No further actions are scheduled at this time.

Legislative Progress

Senate

House

President

Law

Unlikely to pass

This resolution faces a difficult path because it seeks to overturn an agency decision, which usually requires strong support in both the House and Senate.

Key Points

This resolution aims to stop the Consumer Financial Protection Bureau from canceling rules that protect people from certain bank fees. It specifically targets a May 2025 decision to stop regulating fees charged when a check someone tries to deposit bounces.
The original rules were designed to prevent banks from charging junk fees to customers who had no way of knowing a check they received was bad. This resolution would keep those protections active.
If passed, the government would continue to treat these specific bank fees as unfair practices. This helps everyday people keep more of their money instead of losing it to unexpected bank charges they did not cause.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Mar 26, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Mar 26, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".

Bill NumberSJRES 153

Congress119th Congress

ChamberSenate

Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Data Sources

Congress.gov

Official legislative information

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Sponsor

Analysis generated by AI. Always verify with official sources.