A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
Sen. Warnock Introduces Resolution to Block CFPB From Weakening Medical Debt Collection Protections
Legislative Progress
Key Points
Impact Analysis
Personal Impact
Programs
Some Medicaid enrollees face medical debt from services not fully covered or from periods without coverage. Keeping the CFPB's medical debt protections in place would help ensure debt collectors cannot use unfair practices against this lower-income population, which is especially vulnerable to financial harm from collection actions.
Disabilities
Milestones
Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122.
The Senate is voting on whether to even start debating this bill. This vote can be used to block bills before discussion begins.
Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
The Senate is voting on whether to even start debating this bill. This vote can be used to block bills before discussion begins.
Placed on Senate Legislative Calendar under General Orders. Calendar No. 393.
The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Vote Results
1 voteOn the Motion to Proceed
Related News
2 articles
What You Need to Know About Medical Bills & Collections
A resolution of disapproval under the Congressional Review Act could bring the CFPB 2025 ruling up for another vote. The Trump administration has asked courts to pause the medical debt reporting rule, while consumer advocates warn that rescinding it would harm millions of Americans.
Court Rejects DOJ Office of Legal Counsel Funding Theory in Rise Economy v. Vought
As the CFPB continues its deregulatory push under Acting Director Vought, Congress is utilizing the Congressional Review Act to challenge recent agency actions. This includes a joint resolution of disapproval aimed at the Bureau's withdrawal of medical debt collection protections.
Source Information
Document Type
Congressional Bill
Official Title
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
Data Sources
Sponsor
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