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Congress·In Committee·S.J.Res. 129

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Sen. Cortez Masto Introduces Resolution to Protect State-Level Credit Reporting Laws

Legislative Progress

Senate
House
President
Law

Key Points

Economy FinanceCivil Rights

Impact Analysis

Personal Impact

Small business owners frequently rely on personal credit to secure business loans or lines of credit. Stronger state-level credit reporting rules can give them more avenues to dispute errors or address identity theft that could harm their ability to access capital for their businesses.

2
2
2
5
+1
ImpactCertaintyScopeDurationSentiment

State Impacts

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions
Mar 17, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Mar 17, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Bill NumberSJRES 129
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Analysis generated by AI. Always verify with official sources.