Skip to content
Govbase
Govbase
Congress·In Progress·S.J.Res. 129

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Sen. Cortez Masto Introduces Resolution to Protect State-Level Credit Reporting Laws

Legislative Progress

Senate
House
President
Law

Key Points

Economy FinanceCivil Rights

Impact Analysis

Personal Impact

Small business owners frequently rely on personal credit to secure business loans or lines of credit. Stronger state-level credit reporting rules can give them more avenues to dispute errors or address identity theft that could harm their ability to access capital for their businesses.

2
2
2
5
+1
ImpactCertaintyScopeDurationSentiment

State Impacts

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

4 milestones6 actions
May 13, 2026Senate

Motion to proceed to consideration of measure rejected in Senate by Voice Vote.

The Senate is voting on whether to even start debating this bill. This vote can be used to block bills before discussion begins.

May 13, 2026Senate

Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2271)

The Senate is voting on whether to even start debating this bill. This vote can be used to block bills before discussion begins.

Apr 27, 2026Senate

Placed on Senate Legislative Calendar under General Orders. Calendar No. 385.

The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.

Apr 27, 2026Senate

Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).

Mar 17, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Bill NumberSJRES 129
Congress119th Congress
ChamberSenate
Latest ActionMotion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2271)

Sponsor

Analysis generated by AI. Always verify with official sources.