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Congress·In Committee·S. 969

Stop Predatory Investing Act

Congress targets big landlords by cutting tax breaks for owners of 50+ single-family rentals

Legislative Progress

Senate
House
President
Law

Key Points

  • Congress would block two big tax write-offs for people or companies that own 50 or more single-family rental homes: interest costs and depreciation.
  • The interest deduction would be denied for loans tied to those rental homes, starting with new debt taken on after the law is enacted.
  • The depreciation deduction would also be denied for those rental homes, starting with homes put into service after the law is enacted.
  • There’s a carve-out when the owner sells a home to a person who will live in it as their main home, or sells to certain nonprofits focused on affordable housing.
  • The bill tries to stop large investors from splitting into multiple businesses to dodge the 50-home threshold by treating related owners as one taxpayer.】【”】【initial_importance_score”:72,
TaxesHousingConsumer Protection

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Negative Impacts(2)
Small Business Owner
Hurts
Retiree
Hurts
Mixed Impacts(3)
Housing Assistance
Neutral
Renter
Neutral
Homeowner
Neutral

Milestones

2 milestones2 actions
Mar 11, 2025Senate

Read twice and referred to the Committee on Finance.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Mar 11, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

CNBCCenter

Trump, Senate Democrats want to curb corporate homebuyers -- but it may not make houses easier to buy

news_articleCenter Left

Bipartisan bill aims to block big investors from buying single-family homes

news_articleCenter Left

Democrats Counter Trump With Their Own Plan to Limit Wall Street Landlords

news_articleCenter

Senate Democrats Push New Housing Investor Ban to Counter Trump's Proposal

news_articleCenter

Democrats counter Trump's proposal to limit institutional housing investors

Source Information

Document Type

Congressional Bill

Official Title

Stop Predatory Investing Act

Bill NumberS 969
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.

Sponsor

Cosponsors

(12)
D: 11I: 1

Analysis generated by AI. Always verify with official sources.