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Congress·In Committee·S. 4601

Chinese CBDC Prohibition Act of 2026

Banning Chinese Digital Currency in U.S. Money Services

The Chinese CBDC Prohibition Act of 2026 is currently in the early stages of the legislative process. It was recently introduced in the Senate and sent to the Committee on Banking, Housing, and Urban Affairs for review. There are no upcoming votes scheduled at this time.

Legislative Progress

Senate
House
President
Law
Unlikely to pass

Most bills introduced by a single senator without a large group of supporters from both parties struggle to pass through the committee process.

Key Points

  • This bill stops money services businesses from using or processing China's official digital currency. These businesses include places that exchange currency, cash checks, or send money to other people.
  • The plan aims to keep the Chinese government's digital money out of the American financial system. This is meant to protect national security and prevent a foreign government from tracking financial data.
  • If passed, people in the United States would be unable to use China's digital yuan for everyday transactions through apps or services that handle money transfers.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions
May 20, 2026Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

May 20, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Chinese CBDC Prohibition Act of 2026

Bill NumberS 4601
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Analysis generated by AI. Always verify with official sources.