Health Care Affordability Act of 2025
Sen. Shaheen Introduces the Health Care Affordability Act to Lower Insurance Premiums
Stalled
No legislative action in over 90 days.
↔Companion bill: Rep. Underwood Introduces Health Care Affordability Act to Lower Insurance PremiumsThe Health Care Affordability Act of 2025 is currently in the early stages of the legislative process. It was recently introduced in the Senate and sent to the Committee on Finance for review. No further actions are scheduled at this time, but the bill is considered active.
Part of: story →Companion bill: Rep. Underwood Introduces Health Care Affordability Act to Lower Insurance Premiums →Legislative Progress
This bill has support from many Democrats but lacks Republican cosponsors, making it difficult to pass in a divided or Republican-controlled Congress.
Key Points
Impact Analysis
Personal Impact
Life & Work
Small business owners who buy their own insurance through the ACA marketplace would benefit from expanded and permanent premium tax credits. Many self-employed people and small business owners earn too much for current subsidies but still face high premiums, so removing the income cap could significantly reduce their health insurance costs.
“400 percent and higher........................ 8.5 8.5.”
Programs
Disabilities
Milestones
Read twice and referred to the Committee on Finance.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
Related News
2 articles'Big, beautiful bill' gets final House approval
The 940-page 'One Big Beautiful Bill Act' cuts spending on Medicaid and food stamps to help cover the cost of extending tax cuts. The legislation notably omits the Democratic proposal to make enhanced ACA premium tax credits permanent, setting up a 'subsidy cliff' at the end of 2025.
Democrats introduce bill to make ACA tax credits permanent
Rep. Lauren Underwood and Sen. Jeanne Shaheen introduced the Health Care Affordability Act of 2025 (H.R. 247/S. 46). The bill would permanently remove the 400% poverty level income cap for premium tax credits and limit health insurance costs to 8.5% of household income.
Source Information
Document Type
Congressional Bill
Official Title
Health Care Affordability Act of 2025
Data Sources
Sponsor
Cosponsors
(44)Analysis generated by AI. Always verify with official sources.