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Congress·In Committee·S. 4411

Investing in the American Dream Act

Small Business Loans: Eligibility for Legal Residents and DACA Recipients

This bill was recently introduced in the Senate and is currently being reviewed by the Committee on Small Business and Entrepreneurship. It is in the early stages of the legislative process and is considered active. There are no upcoming votes scheduled at this time.

Legislative Progress

Senate
House
President
Law
Unlikely to pass

This bill is sponsored only by Democrats and deals with immigration, which is a very divided issue in Congress.

Key Points

  • This bill makes it clear that people who are not U.S. citizens but are living here legally can qualify for federal small business loans. This group includes refugees, people with asylum, and those in the DACA program.
  • To be eligible, a business must be located in the United States. It also must be at least 51 percent owned by U.S. citizens or by non-citizens who are lawfully present and have permission to work.
  • The policy stops the Small Business Administration from turning away business owners just because of their immigration status. This is meant to help legal residents start businesses and create jobs in their communities.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions
Apr 28, 2026Senate

Read twice and referred to the Committee on Small Business and Entrepreneurship.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Apr 28, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Investing in the American Dream Act

Bill NumberS 4411
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Small Business and Entrepreneurship.

Sponsor

Cosponsors

(14)
D: 14

Analysis generated by AI. Always verify with official sources.