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Congress·In Committee·S. 4346

Consumer Protection and Corporate Accountability in Bankruptcy Act of 2026

Sens. Whitehouse and Hawley Push Bill to End Corporate 'Texas Two-Step' Bankruptcy Maneuvers

This bill was introduced in the Senate and is currently being reviewed by the Committee on the Judiciary. It is in the early stages of the legislative process and has no upcoming votes scheduled at this time. The bill is considered active as it waits for further consideration by the committee.

Legislative Progress

Senate
House
President
Law
Could go either way

The bill has strong bipartisan support from high-profile senators, but it faces heavy opposition from corporate lobbyists who use these bankruptcy tactics.

Key Points

Economy FinanceCriminal JusticeCivil Rights

Impact Analysis

Personal Impact

Life & Work

The bill primarily targets large corporations using complex restructuring to evade liability, but the new standards for bad faith and futility apply broadly to all Chapter 11 filers. Some small businesses in genuine financial distress could face additional scrutiny or procedural hurdles, though the bill's provisions are mainly aimed at the divisional merger tactic used by large companies.

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2
2
5
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ImpactCertaintyScopeDurationSentiment

Programs

Disabilities

State Impacts

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions
Apr 20, 2026Senate

Read twice and referred to the Committee on the Judiciary.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Apr 20, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Consumer Protection and Corporate Accountability in Bankruptcy Act of 2026

Bill NumberS 4346
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on the Judiciary.

Sponsor

Cosponsors

(2)
D: 1R: 1

Analysis generated by AI. Always verify with official sources.