Consumer Protection Remedies Act of 2026

Key Points

• This bill restores the FTC's ability to seek money-back relief in federal court for consumers harmed by illegal business practices. After a Supreme Court ruling limited the agency's power, this legislation explicitly authorizes the FTC to pursue restitution, contract cancellation, refunds, and disgorgement of illegal profits.
• The bill lets the FTC force companies to give up profits they earned through illegal conduct, a tool known as disgorgement. Any restitution already paid to consumers would be subtracted from the disgorgement amount so companies are not punished twice for the same violation.
• There is a 10-year lookback window for both consumer restitution claims and disgorgement of illegal profits. This means the FTC can hold companies accountable for violations going back a full decade before the lawsuit is filed.
• Any time a company or individual spends outside the United States does not count toward the 10-year statute of limitations, preventing bad actors from running out the clock by fleeing abroad.
• The changes would apply to any new FTC enforcement action filed on or after the date the bill becomes law, meaning existing ongoing cases would not be affected but all future cases would benefit from the expanded toolkit.