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Congress·In Committee·19 days ago

Agriculture: Researching Cold Weather Insurance for Farmers

Also known as: TEMP Act

Legislative Progress

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Key Points

  • This bill, introduced in the Senate, directs the government to research and develop new insurance options for farmers whose crops are damaged by frost or freezing temperatures. It specifically targets fruits and vegetables like strawberries, citrus, peaches, and tomatoes that are often ruined by unexpected cold snaps.
  • The research will focus on 'index-based' insurance, which is a system that pays farmers automatically if temperatures drop below a certain level for a specific amount of time. This can be faster and simpler than traditional insurance, which usually requires a person to visit the farm and inspect the damage before paying a claim.
  • The goal is to protect farmers from losing their entire year's income due to rare but catastrophic weather events. Within one year of the bill passing, the Federal Crop Insurance Corporation must report its findings and recommendations to Congress to determine if this insurance should be made available to farmers nationwide.

Milestones

2 milestones2 actions
Feb 11, 2026Senate

Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

Feb 11, 2026

Introduced in Senate

Source Information

Document Type

Congressional Bill

Official Title

A bill to amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes.

Bill NumberS 3843
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

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Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.