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Congress·In Committee·S. 3648

Immediate Access for the Terminally Ill Act

Sen. Lee Introduces Bill to End Disability Waiting Period for Terminally Ill Patients

This bill is currently in the early stages of the legislative process after being sent to the Senate Committee on Finance for review. It is actively moving forward, but no further hearings or votes have been scheduled yet. There is no companion bill currently associated with this legislation.

Legislative Progress

Senate
House
President
Law
Unlikely to pass

While helping terminally ill patients has broad support, the requirement for a benefit cut and the ban on receiving unemployment insurance will likely face strong opposition from many lawmakers.

Key Points

HealthcareLabor Employment

Impact Analysis

Personal Impact

Programs

People who currently collect both disability and unemployment benefits would lose one of those income streams. Under this bill, anyone receiving unemployment compensation in a given month would have their disability benefit reduced to zero for that month. This could meaningfully reduce total income for disabled individuals who are trying to return to work while also drawing disability insurance.

the total of the individual's benefits under section 223 for such month and of any benefits under subsections (b) through (h) of section 202 for such month based on the individual's wages and self-employment income shall be reduced to zero.
3
2
2
5
-3
ImpactCertaintyScopeDurationSentiment

Disabilities

Milestones

2 milestones2 actions
Jan 15, 2026Senate

Read twice and referred to the Committee on Finance.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Jan 15, 2026

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Immediate Access for the Terminally Ill Act

Bill NumberS 3648
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.

Sponsor

Analysis generated by AI. Always verify with official sources.