Congress·In Committee·S. 3575

Credit Union Liquidity Backstop: Expanded Agent Membership

NCUA Central Liquidity Facility Enhancements Act

Legislative Progress

Senate

House

President

Law

Congress would tweak federal law so credit unions have more flexibility to join the national credit union liquidity backstop through an “agent” arrangement.
This change is a wording update meant to broaden eligibility—switching from “all those credit unions” to “any such credit unions.”
If enacted, more credit unions could potentially access emergency cash support indirectly, which can help keep customer services running during financial stress.
Everyday impact would likely be indirect: it’s aimed at making credit unions more stable in a crisis, not changing rates or fees right away.

EconomyConsumer Protection

2 milestones2 actions

Dec 18, 2025Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Dec 18, 2025

Introduced in Senate

Document Type

Congressional Bill

Official Title

NCUA Central Liquidity Facility Enhancements Act

Bill NumberS 3575

Congress119th Congress

ChamberSenate

Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

(1)

R: 1

Congress.gov

Official legislative information

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