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Congress·In Committee·S. 3538

Student Loan Tax Elimination Act

Sen. Banks and Bipartisan Group Introduce the Student Loan Tax Elimination Act

This bill is currently in the early stages of the legislative process after being introduced in the Senate. It has been sent to the Committee on Health, Education, Labor, and Pensions for review. No further actions are scheduled at this time.

Legislative Progress

Senate
House
President
Law
Could go either way

The bill has strong bipartisan support in the Senate, but it still needs to pass through the Senate Committee and the House during a busy legislative session.

Key Points

EducationTaxes

Impact Analysis

Personal Impact

Life & Work

College students who rely on federal loans to pay for school would benefit because every dollar they borrow would go directly toward tuition and expenses. While the savings per loan may seem small in percentage terms, over multiple years of borrowing for a degree, the cumulative effect adds up. This is especially helpful for students at higher-cost schools who borrow larger amounts.

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ImpactCertaintyScopeDurationSentiment

Programs

Milestones

2 milestones2 actions
Dec 17, 2025Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Dec 17, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Student Loan Tax Elimination Act

Bill NumberS 3538
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsor

Cosponsors

(4)
D: 4

Analysis generated by AI. Always verify with official sources.