Global Climate Resilience Act of 2025

Key Points

• This bill lets the President cut or restructure money some developing countries owe the U.S., if they use the savings to prepare for storms, floods, drought, and sea-level rise.
• Only certain countries could qualify: they must be lower-income (or small island nations), have a democratic government, avoid major human rights abuses, and show a real plan for resilience projects.
• It also allows “debt-for-resilience” deals: a country gets some debt forgiven in exchange for doing specific projects like safer infrastructure, nature-based flood protection, or disaster recovery.
• It pushes U.S. representatives at the International Monetary Fund and World Bank-type lenders to back debt relief, debt buybacks, and similar swaps so vulnerable countries aren’t crushed by repayments after disasters.
• It urges the World Bank to create a disaster insurance program that pays out quickly after a catastrophe, so countries can start cleanup and recovery right away.