Skip to content
Congress·In Committee·3 months ago

Congress weighs change to Public Service Loan Forgiveness to protect borrowers who already did public service

Also known as: PSLF Payment Completion Fairness Act

Legislative Progress

✓ Filed
Review
Senate
House
President

Impacts

Positive Impacts(1)
Student Loans
Helps

Key Points

  • Would make it easier for some borrowers to qualify for Public Service Loan Forgiveness based on having done qualifying public service.
  • Changes the rule so eligibility is tied more to whether a person “has been” in qualifying public service, instead of requiring they be employed in that job at a specific time.
  • Could help people who worked in public service but later switched jobs still get forgiveness, as long as they meet the program’s other requirements.
  • If you left a government or nonprofit job after putting in qualifying time, this aims to stop you from being blocked just because you’re no longer in that role.
EducationLabor Employment

Milestones

2 milestones2 actions
Dec 16, 2025Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Dec 16, 2025

Introduced in Senate

Related News

2 articles
National Council of Nonprofits·about 2 months ago

Nonprofit Champion | January 12, 2026

Newsletter notes Sen. Andy Kim introduced the PSLF Payment Completion Fairness Act (S.3487) to remove the requirement that PSLF applicants be employed in public service at the time of forgiveness.

CL+
LegiStorm·10 months ago

Houlahan Announces Bipartisan Legislation Supporting Public Servants at Roundtable of Law Enforcement, First Responders

Rep. Chrissy Houlahan announces reintroduction of legislation to modernize PSLF by removing the requirement to be employed in public service at the time of loan forgiveness.

C=

Source Information

Document Type

Congressional Bill

Official Title

PSLF Payment Completion Fairness Act

Bill NumberS 3487
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsor

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.